Loading Unified Mortgage Calculator ...
Please provide your basic loan information
  • Loan Amount:
  • Interest Rate: %
  • Loan Term: years and months
  • Start Date:
  • Monthly Payment:
    Payoff Date:
  • Total Interest:
    Total Payment:
Extra Payments
  • Adding extra: to your monthly payment starting
  • Adding extra: as a yearly payment every starting
  • Adding extra: as a one-time payment in
  • Total Savings in Interest: New Payoff date:
    Time Reduction(-)/Increase(+): New total interest:
Please provide your current loan information and refinancing terms
Current Loan Balance: as of now
Current Monthly Payment:
Current Interest Rate:
New Interest Rate:
New Loan Term: years and months
Total Closing Cost:
Financial Analysis and Comparisons
Before Refinancing Before Refinancing (add extra monthly payment) After Refinancing After Refinancing (same monthly payment)
Monthly Payment:
Monthly Payment Reduction(-) / Increase(+):
Total Payment to be paid:
Total Interest Payment to be paid:
Total Interest Saving(-) / Loss(+):
Total Time Reduction(-) / Increase(+):
Payoff Date:
Summary and Conclusion
Is it Worth-while to Refinance?
Amortization Tables

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